6 Important Facts To Know About the Gap Visa Credit Card in 2024

Discounts plus prizes are a great method to buy what they want at a price much lower than usual for people who like shopping and to be honest, we all have something we gladly purchase. Today it is easier to follow these actions because there are many websites where someone can easily check what is on a discount at that particular moment. Also, if you are a registered user, have a user card, or similar, you will receive an email with a notification every time there is something new on discount.

There are many ways that stores and markets attempt to attract new users, and some of the better novelties are loyalty cards. As the name clearly states, when you own it, you have a special discount for every acquisition, and you will also collect a certain amount of points. These points can also be pretty beneficial since one can use those points and win some exceptional rewards. One of them is the Gap Visa Credit Card, which can be updated to the Silver version and, as such, provides its users with even more benefits. Although it does not refund, you can get points for every shopping in all of their stores. Shopping with it will give you many benefits, which is why we gathered the top six facts to know about Gap Visa Credit Card.

1. Start the shopping adventure with a great discount


When we get something new, we all want to try it out right away, and you should know that the first purchase with it is going to be 20% lower as a welcome bonus. Keep in mind that in order to use this award, it is necessary to make the first shopping up to 30 days from the moment of approval. It is a reward that can be used only once, and it is possible to use it only at Gap Factory or Gap shops. There are no other limits, so there is no set amount of money one must spend. The only other thing to think about is what would be the best way to use that 20 percent discount.

2. Reward system

By shopping in Gap shops, one will collect some points that they can later use for the next time they want to buy something. Cashbacks are not something you can count on, but, on the other hand, by earning a particular quantity of points, you are getting products at a much lower price. The other shops where you can consume these points are Gap Factory, Banana Republic, Athleta, and Old Navy, and for every buying at Gap and sister labels, you will receive five points for a dollar spent. But that is not all, and the promo period doesn’t stop here. Using this card wherever possible to use Visa will give you one point for a dollar spent. If not sure what those points are for, for each 500 of them, you are receiving five dollars the next time you go shopping.

3. Upgrading status

Another great thing with collecting points is that they have a crucial role in upgrading your Gap Visa Credit Card from regular into the silver one, and in order to get this upgrade, it is necessary to have 5000 of them during one calendar year. All this can be pretty profitable as the silver rank comes with many benefits, such as 20% more points every quarter or even picking individual sale day whenever you want. Besides that, there is free transportation and free alterations for purchasing in the Banana Republic. If someone has some question or problem, another great thing is that there is also 24/7 customer support available.

4. Additional gifts

There are not that many people who don’t like their birthday, and what’s even rarer are those who don’t love gifts. When someone has this card, they can be sure that they will get some birthday present, as well as that they will surely like it. The only necessary thing to get this gift is to have at least one purchase during one year. A gift is a surprise, so we won’t reveal what it is to avoid spoiling it, but what’s certain is that it is something that the owners of this card would like a lot.

5. The application process


The procedure is that once you demand Gap Visa Credit Card, you are asking for the Gap Card too. Gap Visa is the card you want since it is possible to use it as a regular Visa. The other one can be accepted only in Gap shops, so there is no possibility of gaining points out of them. Once the request is sent, the first card to consider is Gap Visa, and if they accept the application, you will get both of them. For those who are not a great candidate for that, there is still a possibility of getting the Gap Card.

6. Buying overseas


Using the card out of United States in shops can be an unpleasant surprise since the fees are much higher, and they can go up to 3% for each purchase, which, when we summarize everything, can result in a lot of cash. The same thing is with online shopping from foreign websites, and the best thing to save some money is to shop in the US or from websites based in the US. It is true that with this card, one can shop whenever they accept Visa but keep in mind that there will be some extra fees for that, to avoid being unpleasantly surprised.

Summing up

Bonuses, promotions, and all additional sets of rewards are great, and we as people who are using those are able to really enjoy it since every store and market is trying and offering something different. Of course, choosing the most beneficial promo card could be challenging, but those six important things to understand about Gap Visa Credit Card mentioned above should make that choice a little easier. And if you are still not certain and want more info on this topic, check, a great website where you can learn about all the benefits that come with using this card.

About Suzan Vega